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Healthcare

A brief overview of healthcare in Australia focussed on visa holders.
If we are sponsoring you to work in Australia our Migration agent will help you with the healthcare requirements of the visa.

MEDICARE

Medicare is Australia’s universal health insurance scheme. It provides access to:
– free treatment as a public (Medicare) patient in a public hospital
– free or subsidised treatment by practitioners such as doctors, including specialists, participating optometrists or dentists (specified services only).
Contribution to the health care system is made through taxes and the Medicare levy, which is based on taxable income.
The Department of Human Services administers Medicare:
www.humanservices.gov.au

PRIVATE HEALTH

In addition to Medicare, many Australians choose to take out some form of private health insurance. The levels of cover range from ancillary (eg. for dental and optical treatment) to full hospital cover.
The Australian Government has made changes to the tax structure in order to encourage people to take out private health insurance.
For more information on Private Health see:
www.privatehealth.gov.au

457 VISA HOLDERS

457 visa holders are responsible for their own health costs incurred in Australia, including accompanying family members, for the duration of their stay in Australia.
It is a requirement of the visa that applicants have made adequate health insurance arrangements. For details of the required minimum level of insurance see:
www.immi.gov.au/skilled/457-health-insurance-faq-visa-holder.htm
Australian health insurers offer a range of Overseas Visitor Covers that comply with 457 visa requirements. The products are generally called Overseas Visitors Health Cover (OVHC). Some international insurers also offer health policies that meet visa requirements.
You can search for “Overseas Visitors Insurance” or “Overseas Visitors Health Cover” in a search engine to compare policies from providers.
The Private Health Insurance Ombudsman has some tips on health insurance for visitors:
privatehealth.gov.au/healthinsurance/overseas/default.htm

RECIPROCAL HEALTH CARE AGREEMENTS

The Australian Government has signed Reciprocal Health Care Agreements (RHCA) with some countries including the United Kingdom, the Republic of Ireland and New Zealand.
These agreements entitle you to some subsidised health services for some medically necessary treatments for ill-health or injury which occur while you are in Australia and require treatment before you return home.
RHCA’s are only for medically essential treatment. They are not designed to replace private travel health insurance for overseas travel. For example they don’t cover dental checks and glasses or contact lenses.

The amount of RHCA cover and the duration of cover varies depending on which country you’re from.

For the full list of countries see:
www.humanservices.gov.au/customer/services/medicare/reciprocal-health-care-agreements
If you are eligible for an RHCA you must still arrange adequate insurance to meet the 457 visa obligations for your initial period in Australia. You can only enrol with Medicare if you are in Australia. Once you’ve enrolled in Medicare you should provide evidence to RSP’s migration agent that you have been issued with a Medicare card. Being enrolled with Medicare is sufficient to comply with the 457 visa health condition.

Positions AvailableApplication TipsAccommodationVisasLiving in South AustraliaTax & Super

A brief overview of healthcare in Australia focussed on visa holders.
If we are sponsoring you to work in Australia our Migration agent will help you with the healthcare requirements of the visa.

MEDICARE

Medicare is Australia’s universal health insurance scheme. It provides access to:
– free treatment as a public (Medicare) patient in a public hospital
– free or subsidised treatment by practitioners such as doctors, including specialists, participating optometrists or dentists (specified services only).
Contribution to the health care system is made through taxes and the Medicare levy, which is based on taxable income.
The Department of Human Services administers Medicare:
www.humanservices.gov.au

PRIVATE HEALTH

In addition to Medicare, many Australians choose to take out some form of private health insurance. The levels of cover range from ancillary (eg. for dental and optical treatment) to full hospital cover.
The Australian Government has made changes to the tax structure in order to encourage people to take out private health insurance.
For more information on Private Health see:
www.privatehealth.gov.au

457 VISA HOLDERS

457 visa holders are responsible for their own health costs incurred in Australia, including accompanying family members, for the duration of their stay in Australia.
It is a requirement of the visa that applicants have made adequate health insurance arrangements. For details of the required minimum level of insurance see:
www.immi.gov.au/skilled/457-health-insurance-faq-visa-holder.htm
Australian health insurers offer a range of Overseas Visitor Covers that comply with 457 visa requirements. The products are generally called Overseas Visitors Health Cover (OVHC). Some international insurers also offer health policies that meet visa requirements.
You can search for “Overseas Visitors Insurance” or “Overseas Visitors Health Cover” in a search engine to compare policies from providers.
The Private Health Insurance Ombudsman has some tips on health insurance for visitors:
privatehealth.gov.au/healthinsurance/overseas/default.htm

RECIPROCAL HEALTH CARE AGREEMENTS

The Australian Government has signed Reciprocal Health Care Agreements (RHCA) with some countries including the United Kingdom, the Republic of Ireland and New Zealand.
These agreements entitle you to some subsidised health services for some medically necessary treatments for ill-health or injury which occur while you are in Australia and require treatment before you return home.
RHCA’s are only for medically essential treatment. They are not designed to replace private travel health insurance for overseas travel. For example they don’t cover dental checks and glasses or contact lenses.

The amount of RHCA cover and the duration of cover varies depending on which country you’re from.

For the full list of countries see:
www.humanservices.gov.au/customer/services/medicare/reciprocal-health-care-agreements
If you are eligible for an RHCA you must still arrange adequate insurance to meet the 457 visa obligations for your initial period in Australia. You can only enrol with Medicare if you are in Australia. Once you’ve enrolled in Medicare you should provide evidence to RSP’s migration agent that you have been issued with a Medicare card. Being enrolled with Medicare is sufficient to comply with the 457 visa health condition.

Positions AvailableApplication TipsAccommodationVisasLiving in South AustraliaTax & Super


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Contact us:

Level 1, 180 Pulteney Street Adelaide, South Australia 5000 Australia

+61 8 8400 6400 vfxinfo@rsp.com.au

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Contact us:

Level 1, 180 Pulteney Street Adelaide, South Australia 5000 Australia

+61 8 8400 6400 vfxinfo@rsp.com.au

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